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Flat Palma de Mallorca

225.000 €
  • FP24317
  • 4
  • 1
  • 102 mts

Recommended

259.000 € - 1000 €/month
  • Reference
    FP24310
  • Bedrooms
    3
  • Bathrooms
    2
  • Surface
    141 mts

Flat - Muro (La comuna)

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    For sale 550.000 €  
    • Reference
      FP24506
    • Bedrooms
      3
    • Bathrooms
      2
    • Surface
      120 mts

    Flat - Palma de Mallorca (Marqués de la Fontsanta) , Built Surface 120m2, 3 Bedrooms, 2 Bathrooms, Lift.

    For sale 436.999 €  
    • Reference
      FP24312
    • Bedrooms
      4
    • Bathrooms
      2
    • Surface
      135 mts

    Flat - Palma de Mallorca (Rafal Nou) , Built Surface 135m2, 4 Bedrooms, 2 Bathrooms, Lift.

    For sale 430.000 €  
    • Reference
      FP24516
    • Bathrooms
      2
    • Surface
      327 mts

    Business Premise - Sineu , Built Surface 327m2, 2 Toilets.

    For sale 370.000 €  
    • Reference
      FP23403
    • Bedrooms
      3
    • Bathrooms
      2
    • Surface
      125 mts

    Ground floor apartment - Palma de Mallorca (Son Canals) , Built Surface 125m2, Terrace Size 12m2, 3...

    For sale 280.000 €  
    • Reference
      FP24509
    • Surface
      506 mts

    Warehouse - Manacor , Built Surface 506m2.

    For sale 269.000 €  
    • Reference
      FP24700
    • Bedrooms
      3
    • Bathrooms
      2
    • Surface
      92 mts

    Ground floor apartment - Inca , Built Surface 92m2, Terrace Size 25m2, 3 Bedrooms, 2 Bathrooms.


    + INFO
    281.000 € - 4%
    259.000 € - 1.000 €/month  
    • Reference
      FP24310
    • Bedrooms
      3
    • Bathrooms
      2
    • Surface
      141 mts

    Flat - Muro (La comuna) , Built Surface 141m2, Terrace Size 14m2, 3 Bedrooms, 2 Bathrooms.

    For sale 259.000 €  
    • Reference
      FP24311
    • Bedrooms
      3
    • Bathrooms
      2
    • Surface
      141 mts

    Flat - Muro (La comuna) , Built Surface 141m2, Terrace Size 14m2, 3 Bedrooms, 2 Bathrooms.

    For sale 225.000 €  
    • Reference
      FP24317
    • Bedrooms
      4
    • Bathrooms
      1
    • Surface
      102 mts

    Flat - Palma de Mallorca (Son Canals) , Built Surface 102m2, 4 Bedrooms, 1 Bathrooms.

    For sale 150.000 €  
    • Reference
      FP24507
    • Bathrooms
      2
    • Surface
      79 mts

    Business Premise - Palma de Mallorca (La Indiotería Urbano) , Built Surface 79m2, 2 Bathrooms.

    For sale 140.000 €  
    • Reference
      FP24508
    • Bathrooms
      1
    • Surface
      85 mts

    Business Premise - Bunyola (Palmanyola) , Built Surface 85m2.

    For sale 95.000 €  
    • Reference
      FP24513
    • Surface
      60 mts

    Building Site - Vilafranca de Bonany (Centro) , Built Surface 60m2, Plot Surface 240m2, Urbanizacion.

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    News

    2023-01-16
    What should I bear in mind when buying a property in the Balearic Islands in 2023? The property market is constantly changing, as buyers are affected by different factors such as the interest rates offered by the banks or the variation in the percentage of the Transfer Tax, - which, in 2023 in the Balearic Islands and with the publication of the BOIB 171 of 31 December 2022, has had a 4% reduction for the purchase of a first habitual residence whose value is less than 270,000 € -.    As of today, 26th January 2023, we still have no clear news on how mortgages will be this year - with no clue as to when the Armengol government's famous guarantee for 100% financing will be implemented. But with the information we do have we bring you an example that clearly, as Shakira would say, anticipates the purchase scenarios, taking into account the complexity of these, as not only the value of the property must be taken into account, but also the guarantee, the characteristics of the mortgagors, etc.    Example of home purchase in the Balearic Islands in 2023    Taxes 6.800€. Notary fees 1.100€. Registration 540€. Management fees (Gestoría)  390,8€ Shipping fees 30€ 1st insurance instalment 478,45€. Difference not financed by the bank  1.692€ TOTAL 11.031,25€. As we can see in the example above, this is a purchase and sale of a property worth 170,000. Of this 170.000€, 10% (17.000€) has already been paid as a deposit.  As a result, the buyer will have to pay the remaining 90% on the day of signing, which is 153.000€ (in this case the bank only finances 89%, i.e. 151.308€, so the remaining 1.692€ will have to be paid by the buyer out of pocket).  In this case, and following the new TAX reduction, the person will have to pay 4% -as long as this is their first habitual residence- of the 170.000€ that the property is worth, that is to say, around 6.800€.    How do I know if I have to pay 4% or 8% on the purchase of a property? According to the BOIB 171 of 31 December 2022, fourth final provision: Modification of the Legislative Decree 1/2014, of 6 June, which approves the revised text of the legal provisions of the autonomous community of the Balearic Islands on taxes ceded by the State:   "[...] when the real or declared value - provided that the latter is higher than the real value - of the property is equal to or less than 270,151.20 euros, and provided that the property is to constitute, at the time of purchase, the purchaser's habitual residence, under the terms established by the regulations governing personal income tax, and the purchaser does not have any other right of ownership or use or enjoyment in respect of any other property, the applicable tax rate is 4%." Meaning that the person will pay 4% of the value of the property if: The price of the property is equal to or less than 270,151.20 euros. The property is the habitual residence of the buyer. The buyer does not have any other right of ownership or right of use or enjoyment in respect of any other property - e.g. the buyer is in the process of accepting an inheritance or has another property in his or her name. In case one of the above-mentioned requirements is not fulfilled, the person will have to pay an ITP of 8% of the declared value of the property. Do you still have doubts about mortgage processing? At Futura Propiedades we can help you throughout the whole buying and selling process, even before it starts and after its completion. If you need any kind of professional audit, do not hesitate to contact us to solve all your doubts about it.
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